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Can a New Home Improve Your Sex Life? – Written by Jaymi Naciri

The scene is set. Crackling fireplace. Homemade desert. Candles flickering. Drinks sparkling. And then the spark that should be igniting between the two of you instead takes place in your old fireplace, sending black smoke into your living room and flames shooting up the chimney and out into your space, which then ignite your drapes and send you running partially clothed for the fire extinguisher. Well that killed the mood. You don't have to set the living room on fire to know that

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How Safe Is A Home? Know Before You Buy – Written by Phoebe Chongchua

  The company that brought the walkability factor to help buyers decide if the neighborhood is walkable enough for them, is introducing a Crime Grade measure. WalkScore.com allows buyers to use the beta program that gives users ratings from A - D. "Crime Grade is the first measure of crime safety for a home or apartment that accurately measures your personal risk," the company wrote on its blog. Of course, we all know the saying, "Location, Location, Location." When it com

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Home Remodeling Gone Wrong: 3 Contractor Projects You Can Remedy – Written by Realty Times Staff

It’s a lot of work and it can be a lot of money to own a home. If you choose to remodel, there are a lot of things you can do yourself, but if it’s a bigger job than you can handle, you’re going to have to hire someone. Let’s say that you wanted the interior of your house remodeled and you hired a contractor. After he left, you find that there were things he left unfinished. If you had it in writing that it was up to the contractor to do everything from start to finish and you had a

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How much of a down payment do you really need to buy a house? – By Scott Sheldon

Looking to get your foot in the door (of your new home)? If you’re a renter who’s tired of paying someone else’s mortgage, now may be the time to pursue the American dream of homeownership. In fact, the days of needing a 20% down payment are long gone. While you can always elect to put down the full 20% or more, there are now many alternatives available. Here’s what you want to know if buying a house is in your future.  In the mortgage industry, 20% down is considered the benchmark do

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Should You Pay Discount Points? It depends on how long you plan to keep the mortgage By David Reed

"Points" are mortgage loan costs typically in association with an interest rate. One point is equal to 1 percent of the loan amount, so one point on a $200,000 loan is $2,000. It's good to pay them, right? Or wait, it's not good to pay them, right? The correct answer is "yes." It is good and it's not good. So how do you tell? Points are often looked upon as "prepaid interest," hence the potential tax deductibility. If you paid points last year for your new home then you may be entitled to

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