Blog

Reverse Mortgages 101 For Seniors and Their Heirs – Written by Blanche Evans

 Living longer on less income than they'd planned, older homeowners are looking for ways to supplement their income and looking into the benefits of a reverse mortgage for their homes. Once prey for predatory lenders, older homeowners who want to tap their home's equity safely are more protected under today's stricter guidelines.Conventional reverse mortgages are only available to homeowners aged 62 or older, who occupy the home as a principal residence, and who either own their home outright

MORE...

The College Move-In Toolbox – Written by CornerstoneBoston

The transition from the laid back summer routine to the academic school year routine is always a tough one - who wants to write papers and study for finals when you were once able to spend your days covered in sand and seawater or lounging by the pool?  As summer begins to wind down, reality sets in and you realize it is time to start September 1st move-in preparation.  Planning and strategizing your move is crucial, regardless of age or experience. Don't let lack of preparation ruin the firs

MORE...

What Credit Score is Needed to Buy a Home? – Written by Amanda Powell

Owning a home at one point in a person's life is a cherished dream that many person work hard for it to materialize. Qualifying for a mortgage or a desired mortgage amount depends on your capability to repay back the loan. Credit score is one factor that lenders will use to determine whether they will approve your loan application or what interest they will charge you. Credit score is basically a statistical analysis of your credit records that translates to repayment history or simply your cre

MORE...

What To Do After A Flood – Written by Realty Times Staff

 Flooding can occur at any time of the year in areas all across the nation. This year’s Tropical Storm Bill is dumping inches of rain all across the midwest, hitting Texas and Oklahoma hard.When heavy rains hit, homeowners can be caught off guard by flooding in areas that don’t normally see rising waters. "The damage from natural disasters like floods and hurricanes not only affects individual families but also entire communities. As Texans recover from the flooding that accompanied thi

MORE...

Use a Reverse Mortgage to Buy a New Home – Written by Blanche Evans

The reverse mortgage industry was developed to provide seniors aged 62 and above a means to stay in their homes and utilize the mortgage proceeds to supplement their incomes. But not all seniors want to remain in their current homes. Some seniors want to downsize, or trade their two-stories for one level, or live in a home with barrier-free Universal Design that makes it easier to reach cabinets, turn doorknobs, use a wheelchair, and more. Others may want to relocate closer to family, or

MORE...